To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:
- Social Security numbers for both you and any co-borrowers
- Copies of checking and savings accounts statements for the past two months
- Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
- Recent paycheck stubs
- W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
- The name and address of someone who can verify your employment
- Residence history for the past two years
- Sales contract for the purchase of a new home
- Homeowner's association information with contact information if property is a condo or part of a homeowner's association
At Home Fast Funding, we understand that the mortgage application process can be intricate. Our goal is to make the journey as smooth as possible for you. Our experienced team is here to guide you through each step, ensuring that you have all the necessary documentation for a successful application.
If you have any questions or need further assistance, don't hesitate to reach out to us. Contact Home Fast Funding today at 813-940-7272 or via email at hello@gethomefast.com Our experts are ready to provide personalized guidance and support throughout the mortgage application process.
Securing a mortgage involves meticulous preparation, and having the right documents is crucial for a successful application. This comprehensive mortgage application checklist covers the essentials you need to gather, ensuring that you're well-prepared to embark on your journey to homeownership. With Loan Factory's expertise and guidance, you're on your way to making your homeownership dreams a reality.